01
We are not tied to one market
We assess alternatives together, across Türkiye, Europe and the Balkans.
Property Investment & Residency Advisory in Europe & the Balkans
Which investment route in Europe suits you?
Let’s assess your budget, nationality and objectives, then compare the countries and investment options that best fit your needs.
Tailored to you · Free · Within 24 hours
- 200+ real estate consultants
- Multiple European markets
- Legal and financial support
- After-sales support
Why Wisrem
We start with your objective, not with a country.
We compare different markets side by side, based on whether your priority is residency, income, capital preservation or lifestyle.
02
Eligibility first
We check which investment and residency routes are genuinely open to you, given your nationality, budget and objective.
03
We show the total cost
Alongside the sale price we account for taxes, duties, legal fees and running costs.
04
We stay with you after the sale
Our support continues through letting, rent collection, tax and ongoing property management matters.
Market comparison
Same budget, different objectives.
Each country has different entry costs, residency options, return dynamics and investment characteristics.
Property + Residency
Greece
One of Europe’s stronger options for investors seeking both property investment and residency.
The investment threshold and eligibility vary by region, by the type of property and by how it is used. A single figure does not apply across the whole of Greece.
Property + Capital Protection
Germany
A market assessed for euro-based investment, an established property market and long-term capital protection.
Buying a property does not on its own grant a residency right in Germany. Residence is assessed through separate routes such as employment, entrepreneurship or skilled employment.
Lower entry + income-focused investment
North Macedonia
For investors who want to explore property and income opportunities in the Balkan market with a smaller investment budget.
Rental yield varies with location, property and running costs; no fixed return is promised. A residence route based on property ownership depends on nationality.
Initial guidance
Which market is the best fit for you?
Answer three questions and see which markets make sense to look at first.
Tailored to you
Let us prepare your Europe investment summary.
Free · Tailored to you
Within 24 hours
- Countries that suit you — the markets worth assessing given your budget, nationality and objective
- Total entry cost — the property price together with taxes, duties and other core expenses
- Residency eligibility — we check how your investment relates to residency rights in the country concerned
- Investment potential — we assess rent, capital growth and the exit scenario together
- Real portfolio options — current properties matching your criteria
Your name, your WhatsApp number and your investment objective are enough.
Why checking matters
The 3 most common mistakes in European investment
“If I buy a home, I automatically get residency”
Buying a property does not grant residency rights in every country. The country’s current programme must be checked separately.
“A golden visa is the same everywhere”
Investment thresholds, eligible investment types and residency conditions vary considerably from country to country.
“High rent means it is a good investment”
Rental yield alone is not enough; taxes, expenses, vacancy periods and exit value must be assessed together.
How we proceed
How does the process work?
-
01
We define your objective
We assess your budget, investment objectives, nationality and expectations.
-
02
We compare the markets
We assess the countries that may suit you in terms of investment, cost and residency.
-
03
We select the right portfolio
We present suitable properties together with the key figures and investment scenarios.
-
04
Purchase and beyond
Our support continues from the purchase process through to letting and after-sales operations.
Current status
Investment and residency routes in Europe are changing.
Some programmes are open, some have changed and some have ended altogether. We check the current status before you invest.
Greece
OpenGolden Visa (investor permanent residence permit)
- Investment type
- Real estate · funds · deposits · company capital · start-ups
- Minimum
- Varies by region and property type
In high-demand areas the threshold was raised to €800,000; €250,000 applies to converting a commercial building into housing and to restoring a listed building. For residential investments there is a minimum main living area requirement of 120 m²; this does not apply where the use is changed.
Portugal
Open — no real estate routeARI — residence through investment (art. 90-A)
- Investment type
- Fund participation units · business creation · research · culture
- Minimum
- €500,000 via the fund route
The investment activity may not be directed at real estate, whether directly or indirectly. On the fund route, units in a non-real-estate collective investment undertaking established under Portuguese law with a maturity of at least 5 years are required.
AIMA — Agency for Integration, Migration and Asylum · aima.gov.pt
Hungary
OpenGuest investor residence permit
- Investment type
- Units in a real estate fund registered with the Central Bank
- Minimum
- €250,000
Fund units must be held for at least 5 years; at least 40% of the fund’s net asset value must be in residential real estate in Hungary. The permit runs for a maximum of 10 years and can be extended once by 10 years.
Hungarian Directorate-General for Aliens Policing (OIF) · oif.gov.hu
Latvia
Open — current conditions to be confirmedResidence permit as a property owner
- Investment type
- Real estate
- Minimum
- €250,000
In Riga, Jūrmala and certain municipalities the investment must be made in a single property; outside these areas the combined total of two properties is taken as the basis. Additional conditions apply regarding the cadastral value and the status of the seller. On the first permit, 5% of the purchase price is paid to the state budget. Legislative discussions about the future of the programme are being followed.
Latvian Office of Citizenship and Migration Affairs (PMLP) · pmlp.gov.lv
Spain
ClosedInvestor visa (Golden Visa)
- Investment type
- —
- Minimum
- —
Official consular announcement: investor visas have been abolished as of 3 April 2025.
Malta
Residency open — citizenship route closedMalta Permanent Residence Programme (MPRP)
- Investment type
- Mixed package (contribution + property rental/purchase + donation)
- Minimum
- Varies by package
The MPRP is a residence programme. The 2020 regulation granting citizenship directly in return for investment was found contrary to EU law by the Grand Chamber of the Court of Justice of the European Union in its judgment of 29 April 2025 (C-181/23).
Germany
No residence route through propertyNo residence-by-investment programme
- Investment type
- —
- Minimum
- —
German residence legislation contains no residence permit based on the purchase of real estate. Residence is assessed through separate routes, such as self-employment under section 21 of the Residence Act (economic interest or regional need, secured financing; pension provision for those over 45) or qualified employment.
Last verified: 13 August 2026 · Sources are the official immigration authorities, ministries and EU institutions of the countries concerned. Legislation can change; each case is re-checked before application.
Wisrem
We are not tied to a single country.
Wisrem combines strong on-the-ground experience in Türkiye with international property market knowledge. It helps investors choose not just a property, but the right market for their objectives.
-
Transparency
Buyer and seller are provided with the same agreed value, and the process and payments are fully transparent.
-
Data-led analysis
We compare countries, costs and options using market data and technology-assisted analysis.
-
Global market knowledge
We follow alternatives across Türkiye, Cyprus, Dubai, Europe and the Balkans together.
Wisdom of Real Estate Management
Frequently asked
Common questions
Does buying a home in Europe grant residency automatically?
No. Buying a property does not automatically grant residency in every country. Some countries run residence-by-investment programmes, but conditions, thresholds and eligible investment types differ. The current programme of the country concerned must be checked separately.
Which countries in Europe still offer residency through investment?
Programmes change. As of the date on this page, Greece, Hungary and Latvia have open routes; in Portugal the route continues but investment cannot be directed at real estate; Spain’s investor visa has been abolished. We verify the current status from official sources before every application.
Is the Greek Golden Visa still open?
Yes, the programme continues to be administered by the Ministry of Migration and Asylum. However the investment threshold varies by region, by property type and by how the property is used; for residential investments there is a minimum main living area requirement of 120 m², which does not apply where the use is changed.
Can I get residency if I buy a home in Germany?
No. German residence legislation contains no residence permit based on buying real estate. Residence is assessed through separate routes such as self-employment, qualified employment or study.
Can a residence permit be obtained by buying a home in Portugal?
No. Under the current rules the investment activity may not be directed at real estate, whether directly or indirectly. The remaining routes are fund units, business creation, research and culture.
Which country provides the highest rental yield?
No guarantee can be given for any single country. Yield varies with the city, property type, tax regime, running costs, vacancy period and rental model. We compare markets by considering all of these variables together.
Do you provide letting support after I invest?
Yes. Our support continues through tenant sourcing, rent collection, tax filing and ongoing property management.
How do you determine which country suits me?
We assess your budget, nationality, residency objective, income expectation, investment horizon and exit plan together. The result is a recommendation; the final residency and citizenship decision rests with the relevant state authorities.
Initial assessment
Start with your objective,
not with a country.
Let’s compare the European investment options that match your budget and expectations.
Free · Tailored to you · Within 24 hours